A fragmented payout stack was costing the ops team eight hours a week and delaying merchant settlements.
PayLink was running payouts through three separate providers with hand-built reconciliation. Every settlement cycle ended in a spreadsheet, and exceptions took days to untangle.
Design and build a unified payout engine: provider abstraction, a double-entry ledger, and automated reconciliation — without interrupting live merchant payouts.
Move all money movement onto an immutable ledger with idempotent operations, even though it meant reworking the existing accounting flow, so every payout was provably correct.
Settlement time dropped from days to hours, exceptions were caught automatically, and the ops team got their eight hours a week back.
Payout orchestration, ledger core, provider integrations (Flutterwave, Paystack, bank rails), reconciliation, and finance dashboards.
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